SBI Account Balance Check Online: Sometimes, checking account balance often meant enduring long waits in lines at the bank, a task that could consume hours of a customer’s day. This inconvenient process was further compounded by limited banking hours, meaning customers who couldn’t take time off work during the day had little opportunity to manage their finances. The struggle of standing in queues, filling out forms, and waiting for bank tellers was a routine frustration for many.
Today, technology has revolutionised how we manage our finances, making these tedious processes a thing of the past. State Bank of India (SBI), one of India’s largest banks, offers various online balance check options that provide customers with quick, convenient, and real-time access to their account information.
There are several ways to check your SBI account balance online, depending on your preference for mobile access, internet access, or even offline methods with your passbook.
Here are some options:
Mobile Apps:
- SBI YONO App: This is SBI’s main mobile banking app. Register and log in using your MPIN (Mobile Banking PIN). Once logged in, navigate to the ‘Accounts’ section and your balance will be displayed.
- Yono Lite SBI App: This is a simplified version of the YONO app. Register and log in using your net banking credentials. Once logged in, click on the ‘View Balance’ option.
- BHIM SBI Pay App: This app is primarily for UPI payments, but you can also view your SBI balance. Register and log in using your PIN. Once logged in, click on the ‘View Balance’ option.
SMS Service: SBI Balance Check Number SMS
Send an SMS with the text ‘BAL’ to 09223766666 from your registered mobile number. You’ll receive a reply with your current SBI account balance.
SBI Net Banking:
Log in to the SBI net banking website https://retail.onlinesbi.sbi/retail/login.htm using your credentials. Once logged in, navigate to the ‘My Accounts’ section and click on ‘View Account Balance’.
SBI Whatsapp Banking: SBI WhatsApp Balance Check Number
Save the number +919022690226 on your smartphone and open a WhatsApp chat with this number. Type ‘Hi’ in the chat box. You’ll receive options, select ‘Get Balance’ to see your SBI account balance.
Other Methods:
Check your physical SBI passbook for the latest recorded balance.
Call SBI’s toll-free customer care number for balance enquiry (account details might be required for verification).
Remember, using the mobile app, or SMS methods requires your mobile number to be registered with your SBI account.
Here are some specific safety tips to follow in banking:
Strong Passwords: Create strong and unique passwords for your SBI accounts. Avoid using birthdays, pet names, or easily guessable information. Change them regularly, ideally every 2-3 months.
Beware Phishing: Never share your login credentials (username, password) through emails, texts, or phone calls claiming to be from your bank. SBI or any other bank will never ask for this information through these channels.
Public and Shared Devices: Avoid accessing your account on public or shared computers at internet cafes etc. If unavoidable, ensure you log out completely and clear your browsing history after use.
Suspicious Activity: Monitor your account statements regularly for any unauthorised transactions. Report any suspicious activity to your bank immediately.
Beware of Offers and Scams: Don’t click on suspicious links or download attachments from unknown senders claiming to be from SBI. These could be attempts to steal your information or infect your device with malware.
Antivirus and Anti-Malware: Keep your computer or smartphone updated with the latest antivirus and anti-malware software to protect against online threats.
App Updates: Regularly update your mobile banking app and other financial apps to benefit from the latest security patches.
Bank’s Official Website: Always access the net banking website directly by typing the URL in your browser address bar. Avoid clicking links from emails or other sources.
ATM Safety: Be vigilant while using ATMs. Shield your PIN when entering it and avoid using ATMs in isolated locations.
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